解码你的经济援助通知包

Your personalized financial aid package will help you prepare for Indiana State and get ready to invest in your bright future.This page is designed to help decode your 金融援助 Notification (FAN) packet.

助学金及奖学金

Financial aid that is awarded in the form of grants and scholarships is often referred to as Gift Aid. 捐赠援助可以基于成绩或经济需要. 礼物援助不需要偿还.

Grants: A form of “gift aid” that does not need to be repaid. Grants are awarded based on financial need calculated from information in your Free Application for Federal Student Aid (FAFSA).
奖学金: A form of “gift aid” that does not need to be repaid. 他们通常是根据成绩来奖励的, 比如学习成绩, 艺术才能, 运动能力, 或者其他标准.  If you receive outside scholarships (awarded by organizations other than ISU), 通知学生经济援助办公室 奖学金通知表格.

Click here to show/hide where this can be found in the 金融援助 Notification packet.

学生贷款

除了奖学金和助学金以外的任何资金来源, 比如贷款, 通常被称为自助援助. 贷款需要偿还.

联邦直接补贴贷款: A low-interest loan offered by the federal government to help cover your educational expenses. The Subsidized Loan is for undergraduate students with financial need, and interest begins to accrue AFTER graduation or when the enrollment status drops below half-time.  Eligible students can accept the loan after July 1 in their MyISU Portal (assistance).
联邦直接无补贴贷款: A low-interest loans offered by the federal government to help cover your educational expenses. The Unsubsidized Loan is available to any student regardless of income, but interest begins accruing right after you receive the first loan disbursement during college.  Eligible students can accept the loan after July 1 in their MyISU Portal (assistance).

Click here to show/hide where this can be found in the 金融援助 Notification packet.

出勤费用

This is the estimated total cost of going to bc菠菜导航 for one academic year, it is not a bill. 它包括一切——学费和杂费, 食物和住房, 书籍及用品, 以及其他与大学相关的费用. Your financial aid may cover a portion of the 出勤费用. Visit the MyISU Portal for an up to date breakdown of your cost of attendance on the Financial Resources tab > Account Summary.

Direct Costs:  Expenses that are paid directly to bc菠菜导航. Items that will appear on your bill (Tuition, Student Recreation Center Fee, Health & 健康费(校内食宿). Note: if you have notified ISU that you are living off campus the estimated Food and Housing amounts are indirect costs that will not be billed to you.

间接成本: Expenses that are NOT paid to bc菠菜导航.  These include items needed for daily living and recreational activities (Textbooks, 个人支出, 运输成本).

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直接成本所需金额

This shows if additional funding may be needed to cover your direct costs (billed amounts). Not to worry, check out the 其他资助方案 below or visit our Types of Aid 页面查看其他可用的内容. Note: if you have notified ISU that you are living off campus the estimated Food and Housing amounts are indirect costs that will not be billed to you.

Click here to show/hide where this can be found in the 金融援助 Notification packet.

其他资助方案

After reviewing the financial options if you still have not met your cost of attendance there are other sources of money available.  Additional steps must be taken for these options and are listed at 1wbe.ahlfdc.com/financial-aid/types.

联邦工作研究: 基于经济需要的兼职工作. 你必须申请勤工俭学的职位 jobs.ahlfdc.com.

联邦直系父母PLUS贷款: Available for undergraduate students that are considered to be dependent (依赖bc菠菜导航). A loan taken by your parents to help cover your educational expenses. Their eligibility is subject to credit history and other criteria, 他们需要偿还贷款，而不是你. If your parents apply but don’t qualify for the PLUS Loan, you could still apply for an additional Federal Direct Unsubsidized Loan.

联邦直接毕业生PLUS贷款: Available for graduate/professional students, a loan taken to help cover your educational expenses. Your eligibility is subject to credit history and other criteria.

私人另类贷款: Loans offered by private lenders rather than the federal government. Interest rates and fees may vary based on your credit score.

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付款方式

Options for paying direct costs owed to bc菠菜导航.

单一付款计划 means you pay for all charges for the semester (tuition and fees, 在学期的第一天交学费.

按月付款 plan allows you to spread the academic year payments over 5 months (1 semester at a time), which requires enrollment in Nelnet Campus Commerce for a fee. For more information, contact Nelnet Campus Commerce at (800) 722-4867 or visit indstate.afford.com

可变付款计划 allows you to spread the amount and timing of payments in different ways, 由你决定, 直到最后的截止日期. 计划费用和到期日可在 ahlfdc.com/payment-plans

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服务人员

Military or National service benefits are available to help cover college expenses for service member and their families. Be sure to consult with the bc菠菜导航’s Veteran Services for additional funding opportunities at 1wbe.ahlfdc.com/services/veterans.

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额外的信息

There are many pieces to financial aid and it can often be a bit confusing. Be sure to check your University email and MyISU portal often for any additional information we may require.The 金融援助 Notification packet is only an estimate, on-campus housing cost are projected and subject to approval of the ISU 校董会.To view your real-time award visit your portal at any time, information is always available!

与我们联系您的问题!

保持进步

We want you to make steady headway toward earning your degree.  另外，你的经济援助也取决于此!  为了保住你的奖项, you must meet Indiana State’s Satisfactory Academic Progress (SAP) requirements – like a minimum cumulative GPA, 课程完成率, 以及尝试的最大总学时.  Talk with your academic advisor to make a degree plan that will lead you to the commencement stage within four years.  For more information >>

Keeping your scholarship may require meeting specific academic standards, such as successfully completing 30 credit hours each academic year.  Check the rules and regulations for your scholarships here.

Click here to show/hide where this can be found in the 金融援助 Notification packet.